Government-Funded Personal Training Courses vs. Non-Funded
-
Simon Hook
- Fact Checked
Choosing the right personal training courses is crucial for anyone starting a career in the fitness industry.
We’ll compare government-funded courses and non-funded options, highlighting key points to help you choose the best one for earning your personal training qualification.
What Are Government-Funded Personal Training Courses?
Government-funded courses provide financial support for those who want to become certified personal trainers.
These courses, offered through government loans or specific funding schemes, can cover part or all of the course fees.
However, you must meet eligibility requirements to qualify for this funding.
The UK government offers several funding options to help you begin your career as a personal trainer.
Types of Government Funding Available
Let’s talk about the different types:
Advanced Learner Loan
This loan is available for level 3 personal trainer courses and other higher courses.
It works like a student loan, with repayments starting only when your income reaches a certain level.
This loan may cover fitness instructing and level 2 gym instructor course fees.
Apprenticeships
Apprenticeships combine practical gym experience with classroom learning, giving you both theoretical and hands-on skills.
These are great for those seeking work experience in the fitness industry.
Low-Value Provision Scheme
This program supports short-term vocational courses for unemployed individuals, including exercise referral and other fitness-related qualifications aimed at increasing employability.
Military Resettlement Grant
Available to ex-military personnel, this grant can fully or partially fund career transition training, including fitness qualifications.
Advantages of Government-Funded PT Courses
- No Initial Cost: These programs may be free, making them accessible for those unable to pay upfront.
- Income-Based Repayments: Repayments only start when you earn above a certain amount, similar to student loans.
- No Credit Checks: Eligibility for funding doesn’t depend on your financial background or credit score.
Disadvantages of Government-Funded Courses
- Lengthy Application Process: Approval can take time, delaying the start of your course.
- Limited Flexibility: Most government-funded courses are full-time, which may not suit those looking for part-time or online study options.
- Interest Charges: Some loans accumulate interest, meaning you repay more over time.
- Fewer Course Providers: Fewer training providers offer funded courses, limiting your options for specialised areas like sports massage therapy.
What Are Non-Funded Personal Training Courses?
Non-funded personal training courses require you to pay for the course yourself.
However, they often come with flexible payment plans and customisable options.
These courses offer more flexibility in terms of how and when you study, making them a good choice for those who want to learn at their own pace.
For example, our students find success with our online personal training courses no matter where they are. This is because of the flexibility, allowing them to learn and get qualified anywhere in the UK.
Advantages of Non-Funded PT Courses
Flexible Learning Options: You can choose from various study formats, including online, part-time, and fast-track courses, making it easier to fit your training around other commitments.
Quick Enrollment: Non-funded courses (like the level 2 and 3 combined personal training diploma course) have a straightforward application process, allowing you to start immediately.
Custom Payment Plans: Many providers offer flexible payment options, such as interest-free installments, to help manage the costs.
Diverse Course Offerings: Non-funded courses often include advanced specialisations like behaviour change or sports massage, which can improve your career prospects.
Disadvantages of Non-Funded Courses
- Upfront Costs: Some may find it challenging to pay a deposit or the full course fee upfront.
- Variable Pricing: Course fees can vary widely depending on the content and structure. Courses with more practical training may cost more but can lead to better career outcomes.
- No Government Support: You are responsible for covering the entire cost, so it’s important to explore flexible payment options.
Key Differences
- Payment Flexibility: Non-funded courses typically offer interest-free and personalised payment plans, while government-funded courses have structured repayment plans based on income.
- Study Options: Non-funded courses often include online and part-time formats, offering more flexibility than government-funded courses, which are mostly full-time.
- Specialised Training: Non-funded courses offer more advanced certifications, such as Active IQ Level programs and exercise referral, which may not be available with government-funded courses.
Recap of Everything
When choosing between government-funded and non-funded personal training courses, consider your financial situation, career goals, and how much flexibility you need.
Government-funded courses offer financial relief upfront but have structured repayment plans and limited flexibility.
On the other hand, non-funded courses offer various payment options, quicker start times, and more specialised learning opportunities, making them a good choice for those who want more control over their study schedule and career development.
Evaluate your needs and career goals to choose the path that best aligns with your future in the fitness industry. Regardless of your option, gaining a personal training qualification is an important step toward becoming a fitness professional.

Simon Hook is our lead class instructor with over 10+ years of experience. He oversees all of our personal training courses and ensures everything runs smoothly for our students.